Checking accounts
Monthly maintenance and overdraft fees are avoidable; many accounts have no monthly fee and no overdraft fees.
Compare these side by side
- Monthly fee and how to waive it
- Overdraft and NSF fees
- ATM network and reimbursements
- Early direct deposit
- FDIC or NCUA insurance
Ways to pay less
- If you paid a maintenance fee recently, ask for a refund and switch to a no-fee account
- Turn off overdraft coverage for debit cards
Watch out for
- Fee waivers that need large minimum balances
Rates and fees change; always check the bank's current terms. SpendySaver shows what you spend on checking accounts today and ranks offers by your savings. Open the app